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What does Medicare NOT cover?

Original Medicare (Part A & B)  does NOT cover everything. For example, it only covers 80% of Medicare approved services. This is why many people add prescription drug coverage (Part D) and Medicare Supplement insurance OR purchase a Medicare Advantage plan

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What is the Birthday Rule for Medicare?

Medicare may be a federal program, but California has a great Medicare Supplement (Medigap) law known as the “Birthday Rule”.  This rule gives Californians the option of changing their Medicare supplement with NO Medical Underwriting for up to 30 days

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What is Medicare?

Medicare is a federal health insurance program that covers millions of Americans. In general, you are eligible for Medicare if you are 65 or older, or you are younger than 65 and meet criteria for certain disabilities. The Medicare basics

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