Disability Insurance, often called DI or disability income insurance, is a form of insurance that insures the beneficiary’s earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work. For example the inability to focus or maintain composure as with psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work. It encompasses paid sick leave, short-term disability benefits, and long-term disability benefits. Statistics show that in the US a disabling accident occurs on average once every second.
|Peterson International offers High-Limit Disability|
|This plan will allow individuals to purchase an AD&D policy which will cover a death from an accident.|
The following examples are the most common uses.
Other Types of Disability Insurance:
- Individual disability insurance
- Key-person disability insurance
- Business overhead expense disability insurance
- National social insurance programs
- Employer-supplied disability insurance
Since there are several types of Disability insurance, please contact me for a personalized quote.
Phone: (800) 300-0205