We help you get the most affordable coverage that meets your needs!
(If you have insurance with your employer, this letter may not apply to you)
The Individual Mandate of the Affordable Care Act-ACA (ObamaCare) takes effect on January 1st, 2014 and requires every U.S. citizen to acquire Health Insurance individually or from their employer … or they will incur a tax penalty.
The penalty will be as follows:
• In 2014: $95 per adult and $47.50 per child, up to a family maximum of $285 OR 1% of your household income, whichever is greater.
• In 2015: $325 per adult and $162.50 per child, up to a family maximum of $975 OR 2% of your household income, whichever is greater.
• In 2016 and beyond: $695 per adult and $347.50 per child, up to a family maximum of $2,085 OR 2.5% of household income, whichever is greater.
• Beginning in 2017, the penalties will be increased by the cost-of-living adjustment. After 2014, you will most likely be better off purchasing Health Insurance coverage than paying the penalty.
In addition, you or your family may qualify for subsidies under the new Health Care Reform laws. We will help you find out if you do and how much!
With our 27 years experience in the insurance business, we can help you get the most affordable coverage that meets your needs … either in the ObamaCare exchange or in the Private Market (e.g., Blue Cross, Aetna, etc).
To get our help, click here to download a Questionnaire and send it to us by email or fax (866) 777-1139. Also, please feel free to call us @ (800) 300-0205 with any questions you may have about Health Care Reform or your current health insurance plan. We will answer your questions and make sure that you have the right coverage for your needs.
We will be more than happy to also assist your family and friends with acquiring coverage. Thank you very much for considering my servicing your health insurance needs.